Blog

Feb
07
2024

Navigating the New Norms: 4 Rules for Home Shopping in Today's Market
If you've been holding off on buying a house because of mortgage rates, it might be time to reconsider. Let's break down some of the old rules and what's new in the world of home shopping. First up, forget the notion that mortgage rates are sky-high. While they did reach alarming heights in...

Feb
01
2024

Affordable Housing Program (AHP) Returns for 2024: Unlocking Opportunities for Community Partners
Are you looking to purchase a new home in 2024? We have exciting news for you! The Federal Home Loan Bank GRANT Program is making a comeback, presenting a unique opportunity to fulfill your homeownership dreams. In this blog post, we will delve into the details of the program, explain its...

Jan
31
2024

How Declining Mortgage Rates Are Changing the Real Estate Landscape
The recent dip in mortgage rates brings promising news. Beyond the immediate impact on affordability, there's an intriguing ripple effect that might just be the catalyst you've been waiting for - an increase in the number of homes available for sale! Over the past year, the housing...

Jan
24
2024

Navigating Closing Costs with Confidence: 4 Tips to Save on Your Home Purchase
Owning a home is a significant milestone, but the path to homeownership often comes with its fair share of hurdles. One of the most substantial financial challenges is navigating the closing costs associated with buying a home. While these costs are inevitable, there are savvy...

Jan
17
2024

Navigating the Mortgage Maze: 10 Crucial Do's and Don'ts After Applying
Once you've submitted your mortgage application, it's crucial to tread carefully in the financial landscape to ensure a smooth approval process. Here are 10 things you should avoid after applying for a mortgage: 1. Steer Clear of Significant Purchases Resist the temptation to make...

Recent Articles

Contact Us

Bay Capital NMLS# 39610