• Bay Capital Mortgage slide #1

The Perfect home is waiting for yoU

Sample Image

First time home buyer

grant programs available

Sample Image

VA Loan

no down payment required

Sample Image

reverse mortgage

you can buy a home W/ A REVERSE MORTGAGE

Sample Image

About Bill

Bill began his Mortgage Banking career in 1996 after closing a lucrative construction company. He now enjoys spendin quality time with his wife Avril and their two boys. Bill also enjoys serving monthly at the local Homeless Shelter where he participates in cooking and serving the residents there.

Bill is consistently in the top 1% of loan originators at Bay Capital Mortgage for purchase transaction loans. Closing over 3000 loans and funding close to one billion in loans over his career, Bill and his staff have over seventy years of combined mortgage banking experience to help guide you through mortgage process.  

Bill and his staff take a professional, structured, and detailed approach to lending. Their single mission is for their clients to never look for another lender again. They believe this philosophy is the only approach they can take in this chaotic lending environment to ensure 100% client satisfaction.


One integral aspect to the success of Bill’s career has been his emphasis on creating honest and lasting relationships. Weekly updates, quick response times, knowledgeable answers and clear communication are the cornerstone of Bill’s dedication to supplying the best possible professional relationships. Instead of viewing it as an option, going the extra mile is always seen as a necessity to Bill and his staff. They would be honored to have the opportunity to help you with the financing of your next home. Contact Bill today to get started.   


Special Home Loan Program for College Graduates

Sample Image

Recent Articles

Apr
10
2024
Balancing Act: The Art of Compromise in Home Buying
When it comes to buying a home, it's often said that it's all about location, location, location. However, compromises are sometimes necessary in the quest for the perfect home. While it's natural to want everything on your wish list, being flexible can open up new possibilities and help...
Apr
03
2024
Navigating Home Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid
Homebuyers face a unique set of challenges in today’s real estate market, characterized by elevated mortgage rates and fluctuating conditions. While the temptation to time the market or solely focus on mortgage payments looms, falling into these traps can lead to costly...
Mar
27
2024
Don't Wait Another Minute: Here's Why NOW is the Perfect Time to Buy Your Dream Home!
Is it a good time to buy a home? That's the question many prospective buyers are pondering. The decision to take the plunge into homeownership is a significant one, influenced by various factors ranging from personal finances to market trends. If you find yourself in this position,...
Mar
22
2024
Unlocking Homeownership: How Reverse Mortgages Can Make Dreams a Reality
In the ever-evolving landscape of real estate, finding creative solutions to homeownership hurdles is essential. Recently, I had the privilege of assisting a client in purchasing their dream home through a program that defied conventional wisdom: the Reverse Mortgage home purchase...