• Bay Capital Mortgage slide #1

The Perfect home is waiting for yoU

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First time home buyer

grant programs available

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VA Loan

no down payment required

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reverse mortgage

you can buy a home W/ A REVERSE MORTGAGE

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About Bill

Bill began his Mortgage Banking career in 1996 after closing a lucrative construction company. He now enjoys spendin quality time with his wife Avril and their two boys. Bill also enjoys serving monthly at the local Homeless Shelter where he participates in cooking and serving the residents there.

Bill is consistently in the top 1% of loan originators at Bay Capital Mortgage for purchase transaction loans. Closing over 3000 loans and funding close to one billion in loans over his career, Bill and his staff have over seventy years of combined mortgage banking experience to help guide you through mortgage process.  

Bill and his staff take a professional, structured, and detailed approach to lending. Their single mission is for their clients to never look for another lender again. They believe this philosophy is the only approach they can take in this chaotic lending environment to ensure 100% client satisfaction.


One integral aspect to the success of Bill’s career has been his emphasis on creating honest and lasting relationships. Weekly updates, quick response times, knowledgeable answers and clear communication are the cornerstone of Bill’s dedication to supplying the best possible professional relationships. Instead of viewing it as an option, going the extra mile is always seen as a necessity to Bill and his staff. They would be honored to have the opportunity to help you with the financing of your next home. Contact Bill today to get started.   


Special Home Loan Program for College Graduates

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Recent Articles

May
22
2024
9 Home Buying Myths Debunked – Don’t Fall for These Common Traps!
When it comes to buying a home, there's no shortage of advice from well-meaning friends, family, and social media. But not all of it is accurate! Let's bust some common myths and get you on the right path to homeownership. Myth #1: You Need a 20% Down Payment Fact: You don't need a 20% down...
May
15
2024
Understanding the Differences Between Mortgage Insurance and Homeowners Insurance
New homeowners are often confronted with various financial and insurance-related decisions, including understanding the difference between mortgage insurance and homeowners insurance. Although both are crucial for safeguarding financial interests related to your home, they...
May
08
2024
5 Ways You Might Actually be Sabotaging Your Homebuying Efforts
With the housing market heating up, it's like a battlefield out there, with buyers scrambling to claim their dream homes. But amidst the frenzy, there are pitfalls that even the savviest of buyers might stumble into. Let's talk about those, shall we? 1. Ignoring the Seller's Needs It's...
May
01
2024
Why You Need a Real Estate Agent When Buying a Home
In today's digital world, buying just about anything is as simple as a few clicks. But when it comes to buying a home, the most significant purchase you'll likely ever make, it's a whole different ballgame. The process is complicated, the stakes are high, and the risks are too big to ignore...